The startup offers a fintech platform that enables users to finance health and wellness procedures through installment credit, allowing for manageable payment plans with competitive interest rates. This solution facilitates increased patient access to treatments while providing healthcare providers with upfront cash to enhance their service capacity.
Funding
$8.9M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many patients are unable to afford the full upfront cost of health and wellness procedures, leading them to forgo necessary or desired treatments. Healthcare providers often lose potential revenue when patients cannot secure financing, impacting the clinic's financial stability and growth.
Solution
Parcela Mais is a fintech platform that connects healthcare providers with patient financing solutions, enabling them to offer installment payment plans. The platform facilitates access to healthcare by providing patients with manageable payment options for medical, dental, aesthetic, and veterinary procedures. Clinics using Parcela Mais receive upfront payments for services rendered, mitigating the risk of patient default and improving cash flow. The platform integrates various payment methods, including financing up to 24 months, recurring card payments, and traditional boleto billing, all managed through a centralized system. By offering diverse payment solutions, Parcela Mais helps clinics expand their patient base and increase revenue while enabling more individuals to access quality healthcare.
Target Audience
Parcela Mais primarily targets healthcare clinics, hospitals, and practices across various specialties (e.g., dental, medical, aesthetics, veterinary) seeking to increase patient access and improve revenue cycle management.
Features
- Financing options up to 24 installments through a partnership with Banco Votorantim S.A.
- Recurring card payment processing without compromising patient's credit limits.
- Automated boleto emission and management for streamlined billing.
- Centralized platform for managing multiple payment methods.
- Specialized solutions for various healthcare sectors, including dentistry, medicine, aesthetics, and veterinary services.
- Patient payment plan customization to fit individual financial needs.