Paperstack provides on‑demand, revenue‑based financing for direct‑to‑consumer and e‑commerce brands, offering up to $5 million in unrestricted working capital that can be used for inventory, marketing, payroll, and other growth needs. Brands complete a quick online application in under ten minutes and receive a funding offer within 48 hours, with flexible repayment schedules and a transparent flat‑fee pricing model.
Funding
$200K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
ACFounders
Product
Problem
Modern direct‑to‑consumer (DTC) and e‑commerce brands often struggle to obtain working‑capital financing that matches their cash‑flow cycles, because traditional lenders focus on hard assets and static credit metrics, leading to high denial rates and restrictive loan terms.
Solution
Paperstack offers on‑demand, revenue‑based financing tailored to the cash‑flow patterns of online consumer brands. Brands can complete an application in under ten minutes and receive a funding offer within 48 hours, with capital deposited directly to their bank account in any currency. Funding amounts up to $5 million are available with no restrictions on use, allowing businesses to finance inventory, marketing, payroll, and other growth initiatives. The platform provides customizable repayment schedules—either real‑time draws or fixed tranches over up to 12 months—aligned to seasonal revenue streams. A transparent, flat‑fee structure eliminates origination fees, accrued interest, NSF, and late‑payment penalties, giving brands predictable cost of capital.
Target Audience
Paperstack serves DTC and e‑commerce consumer brands generating up to several million dollars in annual revenue that need flexible, non‑dilutive working capital to scale inventory, marketing, and operations.
Features
- Quick online application (<10 minutes) with funding decisions in 48 hours
- Flexible capital amounts up to $5 M, disbursed in the currency of the brand’s choice
- Unrestricted use of funds for inventory, marketing, payroll, or other growth needs
- Customizable repayment schedules: on‑demand draws or up to 12‑month tranche plans
- Single flat‑fee pricing model with no hidden origination, interest, NSF, or late fees
- Direct bank transfers to the brand’s account, supporting multiple currencies
- Dedicated growth specialist to compare multiple offers and select the optimal one