OZAV provides a stablecoin-based banking infrastructure platform that enables businesses to launch financial products — such as multi-currency accounts, payments, cards, and yield — through a single REST API. The platform offers T-0 settlement across 20+ currencies, embedded compliance (KYC/KYB), and white-label customization so companies can operate under their own brand and economics.
Funding
Funding not disclosed
Founders
Product
Problem
Launching a financial product traditionally requires months of work to secure licensing, establish banking partnerships, arrange custody, and build compliance infrastructure — before a single transaction can be processed. This complexity is especially burdensome for businesses seeking to offer cross-border payments and accounts, as they must navigate fragmented banking systems, slow settlement times, and high operational costs.
Solution
OZAV collapses the financial stack into a single API integration, providing businesses with global named accounts, liquidity, cards, KYC/KYB, yield, and multi-chain infrastructure under their own brand. The platform uses stablecoin rails to enable instant, borderless movement of value across currencies and countries, with T-0 settlement operating 24/7. Companies can offer USD, EUR, BRL, and GBP accounts at top-tier banks, issue Visa virtual cards funded by stablecoins, manage on-chain yield, and execute cross-chain swaps — all through one REST integration with sandbox, SDK, and webhooks. This allows clients to launch financial products with their own brand and economics, while OZAV handles the underlying regulatory compliance, security, and technology.
Target Audience
Primary customers are fintech companies, digital banks, e-commerce platforms, and payment service providers in Latin America and beyond that need to embed stablecoin-based banking services — including global accounts, payments, and cards — into their own products on a B2B basis.
Features
- Virtual named accounts in USD, EUR, BRL, and GBP held at tier-1 global banks, with multi-currency support across 20+ currencies including COP, MXN, AED, and ARS
- On- and off-ramps into USDT, USDC, and other stablecoins, with FX conversion and T-0 settlement available 24/7
- Compliance-as-a-service covering live KYC, KYB, KYT, AML screening, and economic capacity checks integrated into the onboarding flow
- Enterprise-grade, multi-chain wallets with scalable security, offered as white-label wallet-as-a-service
- Visa virtual card issuance natively funded by stablecoins, customizable under the client's brand
- Managed on-chain yield across DeFi protocols and native cross-chain swap capabilities without token wrapping
- Single REST API with sandbox environment, SDKs, and webhooks for accounts, payments, and FX integration