Oxynth deploys autonomous AI agents into modern life and health insurance policy administration systems to run claims, underwriting, and servicing end to end. The platform is native to existing carrier infrastructure, starting with first notice of loss (FNOL) and claims processing. Its agents handle document intake, policy verification, beneficiary matching, and eligibility checks, producing decision-ready outcomes without human intervention.
Funding
Funding not disclosed
Founders
Product
Problem
Life and health insurers have run countless AI pilots, yet almost none have moved into production. The gap between activity and scale is the defining challenge in insurance AI, leaving mid-market carriers without third-party operators that can run end-to-end workflows on modern policy administration systems.
Solution
Oxynth provides an agentic operations layer that deploys autonomous agents directly into modern life and health policy administration systems. The platform runs operations end to end — claims, underwriting, and servicing — natively within the systems carriers already use, starting with first notice of loss. Each agent handles the full claim lifecycle: parsing documents, verifying policy status, matching beneficiaries, checking contestability periods, and flagging fraud indicators. The system produces decision-ready outcomes with complete audit trails, reducing a process that typically requires multiple human touches to near-zero intervention.
Target Audience
Primary customers are mid-market life and health insurance carriers running modern policy administration systems who need to move from AI pilots to production-grade autonomous operations.
Features
- Autonomous FNOL agent that processes death claims end to end, from document submission to payment disposition
- Native integration with modern policy administration systems, eliminating middleware workarounds
- OCR-based certificate parsing with format validation for death certificates and claim forms
- Rules engine that checks policy active status, beneficiary matches, contestability windows, and coverage exclusions
- Cross-policy duplicate and fraud-flag detection with velocity anomaly monitoring
- Full audit log generation for every decision, ready for regulatory review