Oxbury is a specialist agricultural bank in the UK that provides tailored lending solutions and savings accounts specifically for the rural economy, ensuring that every pound saved supports farmers and food production. By offering personalized banking services and competitive interest rates, Oxbury addresses the funding gap faced by farmers, enabling them to grow and sustain their operations effectively.
Funding
$122.3M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Farmers often face challenges in securing tailored financial solutions from traditional banks, which may not fully understand the unique needs and cycles of agricultural businesses. This can lead to funding gaps that hinder growth, innovation, and sustainability in the rural economy.
Solution
Oxbury provides specialized banking services focused exclusively on the agricultural sector, offering both lending and savings solutions designed to support farmers and rural businesses. Through dedicated relationship managers, Oxbury delivers personalized, face-to-face banking experiences, ensuring that farmers receive expert guidance and financial products tailored to their specific requirements. Savings accounts from individuals, businesses, and farm businesses directly support lending activities within the agricultural community. Oxbury aims to bridge the funding gap in agriculture by providing accessible capital and fostering a strong, sustainable rural economy.
Target Audience
Oxbury serves farmers, agricultural businesses, and individuals who want their savings to directly support the rural economy.
Features
- Tailored lending solutions for working capital, asset finance, and long-term investments in agricultural businesses
- Competitive interest rates on savings accounts for individuals, businesses, and farm businesses
- Dedicated relationship managers providing personalized, on-farm support and financial advice
- Online banking platform and mobile app for 24/7 account access and management
- FSCS protection on eligible deposits up to £85,000 per person or per company
- Exclusive savings rates for farm businesses