Overseas Payments
Overseas Payments provides specialist international money transfer services for high-value transactions related to property purchases, emigration, investments, and wealth management. The company offers competitive exchange rates, no hidden fees, and assigns each client a dedicated currency expert who provides personalized market timing guidance and support throughout the transfer process.
- Financial Technology
- Software Only
- Regulatory & Compliance Technology
Funding
Funding not disclosed
Founders
Founder details are not available yet.
Product
Problem
Individuals and businesses making high-value international payments—such as property purchases, emigration, or investments—face significant financial risk from fluctuating exchange rates and often receive impersonal, generic service from large banks or online platforms. Without expert guidance on market timing, clients can lose thousands of pounds on a single large transfer.
Solution
Overseas Payments provides a specialist international money transfer service that combines competitive exchange rates with dedicated, personalized support from currency experts. Each client is assigned a personal FX specialist who monitors market conditions, advises on optimal timing for currency conversion, and offers tools like forward contracts to manage future currency exposure. The platform supports transfers to over 150 countries in 40+ currencies, with funds safeguarded by FCA-regulated partners and settled via tier-1 banks. Clients can register online in minutes, receive live quotes, and complete transfers electronically, with most settlements occurring within 1–2 working days.
Target Audience
Primary customers are individuals and businesses making high-value international payments, particularly for overseas property purchases, emigration, investments, wealth transfer, and corporate operations, including high-net-worth individuals transferring over £1 million.
Features
- Dedicated personal currency expert assigned to every client, with no call centers or chatbots
- Live market exchange rates with a small margin, typically much better than high street banks, and no payment fees
- Support for transfers to 150+ countries in 40+ currencies including GBP, EUR, USD, AED, and CAD
- Forward contracts available to help clients manage future currency exposure and mitigate exchange rate risk
- Funds safeguarded with FCA-regulated partners and held in segregated accounts at tier-1 institutions
- Specialist services for overseas property, business/corporate transfers, investments, wealth transfer, immigration, and high-net-worth transfers over £1 million
- Expert guidance on how interest rate decisions and market events affect exchange rates for large transfers