Outfund is a UK‑focused digital funding platform that offers SMEs loan amounts from £25k to £10 million, with approvals and funding typically within 24 hours. Businesses that have operated for at least 12 months and generate £25k+ in monthly revenue can choose revenue‑share or fixed‑amount repayments on a daily or weekly schedule, accessed via a dedicated marketing card for immediate spend. The service integrates with bank and accounting data for automated underwriting and allows additional financing once 33 % of the current facility is repaid, with no hidden or application fees.
Funding
$18.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
4O+1Founders
Product
Problem
UK businesses often struggle to obtain quick, flexible financing that aligns with their revenue cycles, facing lengthy approval processes and rigid repayment terms from traditional lenders.
Solution
Outfund provides a digital funding platform that delivers loan amounts ranging from £25k to £10 million within 24 hours of application. Eligible companies—operating for at least 12 months, generating £25k+ in monthly revenue, and registered in the UK—can choose between revenue‑share or fixed‑amount repayments, scheduled daily or weekly via direct debit. The service integrates directly with a business’s bank and accounting software to streamline underwriting, while a dedicated marketing card enables immediate spending on growth initiatives. Borrowers can refinance or expand their facility after repaying just 33 % of the current balance, offering ongoing access to capital as the business scales.
Target Audience
Outfund targets UK‑based small and medium enterprises that have been operating for at least a year, generate consistent monthly revenue above £25k, and require fast, adaptable financing to support marketing, inventory, or growth projects.
Features
- Automated eligibility check and underwriting using real‑time bank and accounting data
- Funding offers delivered within 24 hours, with amounts from £25k up to £10 M
- Flexible repayment structures: revenue‑share or fixed payments on daily or weekly schedules
- Direct‑debit collection and a marketing card for instant deployment of funds
- Ability to request additional financing after repaying 33 % of the existing facility
- No application or hidden fees; transparent repayment estimates via an online calculator