Orus is a digital-first insurance platform that lets freelancers, micro‑entrepreneurs and small businesses obtain professional liability, multirisk property, décennale and health mutual coverage in under three minutes. The service combines instant online policy issuance and transparent pricing with a dedicated human advisor and a fast‑track digital claims process, all backed by established insurers such as Wakam, Hiscox and Munich Re.
Funding
$29.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
1OFounders
Product
Problem
Independent professionals and small businesses often struggle to obtain professional liability and property insurance that is quick to purchase, easily adjustable, and supported by responsive service, leading to gaps in coverage and administrative burden.
Solution
Orus offers a digital-first professional insurance platform tailored to freelancers, micro‑entrepreneurs, and small enterprises. Users can obtain a certified insurance certificate in under three minutes through an online subscription flow, while a dedicated advisor provides personalized support via phone, SMS, or email. Coverage options—including professional civil liability, multirisk property, mandatory décennale for construction, and health mutuals for self‑employed—are priced transparently and can be modified throughout the year to match evolving business needs. In the event of a claim, Orus manages the process with accelerated reimbursements and a streamlined digital claims portal, ensuring continuity of operations. The service is backed by long‑standing insurers such as Wakam, Hiscox, and Munich Re, guaranteeing financial stability and compliance.
Target Audience
Primary customers are freelancers, micro‑entrepreneurs, and small companies in sectors such as construction, retail, hospitality, and professional services that require tailored professional and property insurance.
Features
- Fully online subscription with instant policy issuance and digital certificate generation in under 3 minutes
- Adjustable coverage modules (RC Pro, multirisk, décennale, health mutual) that can be modified at any time
- Dedicated human advisor accessible via phone, SMS, or email for personalized guidance
- Transparent, tiered pricing starting from €13 per month for basic professional liability
- Fast‑track claims handling with a digital portal and accelerated reimbursement workflow
- Backing by established insurers (Wakam, Hiscox, Munich Re) ensuring solvency and regulatory compliance