Orbii provides a modular credit intelligence platform for B2B lenders, enabling them to launch, test, and manage lending products without building a full credit stack. The system ingests raw financial data via API, CSV or PDF, enriches it, and delivers automated underwriting decisions and borrower intelligence—including over 1,000 financial metrics and risk predictions—in seconds through real‑time webhooks.
Funding
$3.6M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Financial institutions and fintech companies often need to build extensive credit infrastructure from scratch to underwrite loans, which is time‑consuming, costly, and prone to manual errors. Without automated data ingestion, scoring, and compliance tools, scaling lending products and maintaining accurate borrower risk assessments become difficult.
Solution
Orbii offers a modular credit intelligence platform that enables B2B lenders to launch, test, and manage lending products without developing a full credit stack internally. The system ingests raw financial data from APIs, CSVs, or PDFs, parses and enriches it, and delivers automated underwriting decisions within seconds. By generating over 1,000 derived financial metrics and behavior‑based default predictions, Orbii creates a dynamic borrower profile that includes cash runway, business health, and repayment capacity from day one. Real‑time decision outputs are delivered via webhooks, and continuous model improvement is supported through feedback loops, allowing lenders to approve more loans faster while reducing manual overhead.
Target Audience
Primary customers are fintech lenders, banks, and B2B platforms that provide merchant financing, working‑capital loans, or embedded lending solutions, particularly startups seeking to validate unit economics.
Features
- API, CSV, and PDF ingestion with automated parsing and enrichment of raw bank data
- Instant credit decisioning via automated scoring and real‑time webhook delivery
- Generation of 1,000+ financial metrics and behavior‑based default risk predictions
- Dynamic borrower intelligence including cash‑flow mapping, business health, and repayment capacity
- Modular components for decisioning, scoring, and compliance that can be added as needed
- Continuous model refinement through automated feedback loops