OnRe offers on‑chain structured products that deliver consistent reinsurance returns, giving digital asset investors exposure to the $800 billion reinsurance market. Backed by Bermuda Monetary Authority licensing and partnerships with major brokers, the platform provides regulated, revenue‑generating underwriting that can be used as collateral in DeFi lending and borrowing strategies.
Funding
Funding not disclosed
Founders
Product
Problem
Digital asset investors lack exposure to the large, low‑correlation returns generated by the reinsurance market, which is traditionally inaccessible due to regulatory barriers, high minimums, and reliance on legacy infrastructure. This limits portfolio diversification and the ability to obtain stable yield across market cycles.
Solution
OnRe creates an on‑chain structured product that tokenizes regulated reinsurance underwriting revenue, allowing investors to earn consistent, uncorrelated returns. The platform is licensed by the Bermuda Monetary Authority and operates as a Segregated Accounts Company, ensuring compliance and transparency. By partnering with major DeFi players and reinsurance brokers, OnRe bridges traditional reinsurance risk with blockchain composability, enabling the token to be used as collateral in lending, borrowing, and other on‑chain strategies. The product’s performance is directly tied to real underwriting cash flows rather than token emissions or speculative governance mechanisms, providing a durable source of yield in any market environment.
Target Audience
Primary customers are digital asset investors, institutional fund managers, and DeFi protocol developers seeking low‑correlation, real‑economy‑backed yield, as well as insurers looking to optimize capital deployment through on‑chain mechanisms.
Features
- Regulated on‑chain asset backed by actual reinsurance underwriting revenue, audited and licensed by the Bermuda Monetary Authority
- Token (ONyc) designed for composability, usable as collateral in DeFi lending, borrowing, and structured strategy protocols
- Integration with leading DeFi ecosystems (e.g., Solana, Ethena, Coinbase Prime) and risk partners such as Allez Labs for independent risk assessment
- Access to the $800 billion reinsurance market through a single digital token, removing traditional capital and distribution barriers
- Transparent NAV and treasury reporting with periodic independent asset attestations
- Partnerships with global reinsurance brokers (Guy Carpenter, Howden) to source diversified risk across markets