OnlinePajak provides a SaaS platform that automates invoicing, tax filing, and payment processing for SMEs and larger enterprises, integrating e‑invoice creation, e‑faktur generation, tax calculation, and electronic filing. The system includes a payment gateway, real‑time reconciliation, ERP synchronization, and unsecured invoice financing up to Rp2 billion, all under DJP licensing and ISO 27001 security.
Funding
$2.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
PGFounders
Product
Problem
Businesses often manage invoicing, tax filing, and payment processing with separate, manual tools, leading to data entry errors, delayed cash flow, and difficulty maintaining regulatory compliance.
Solution
OnlinePajak delivers a unified SaaS platform that automates the entire financial transaction lifecycle—from e‑invoice creation and e‑faktur generation to tax calculation, electronic filing, and payment collection. The system integrates native e‑signature and e‑meterai capabilities to authenticate documents, while a built‑in payment engine supports virtual accounts, credit‑card processing, and auto‑debit across major banks. Real‑time reconciliation updates cash‑flow dashboards and triggers alerts for compliance gaps. Through API and pre‑built ERP connectors, transactional data syncs bidirectionally with accounting systems, eliminating duplicate entry. The platform also offers unsecured invoice financing, providing up to Rp2 billion in working‑capital advances with one‑day disbursement. All services operate under official DJP licensing and ISO 27001‑certified security, ensuring data integrity and regulatory adherence.
Target Audience
The solution targets SMEs and larger enterprises in e‑commerce, logistics, financial services, and other B2B sectors that require streamlined invoicing, tax compliance, and cash‑flow management.
Features
- End‑to‑end e‑invoice workflow with automatic e‑faktur and e‑bupot issuance
- Automated tax computation and electronic filing for PPN, PPh 21/23/25/29, PBB, and UMKM final tax
- Integrated payment gateway supporting virtual accounts, credit‑card (1.5 % fee), and bank auto‑debit with real‑time status updates
- Invoice financing product delivering up to Rp2 billion in unsecured working‑capital loans within 1 business day
- Native e‑signature and e‑meterai modules for legally binding document authentication
- Two‑way ERP/accounting synchronization via pre‑built connectors and RESTful API
- Audit‑ready reconciliation engine with detailed transaction logs and compliance reporting
- Loyalty OPoints program and role‑based access controls backed by ISO 27001 security and end‑to‑end encryption