OnePipe provides a suite of APIs that enable banks to integrate financial services directly into their platforms, facilitating account-to-account payments, credit offerings, and customer consent management without the need for extensive coding. This infrastructure addresses the inefficiencies of traditional payment systems and enhances financial inclusion by allowing businesses to offer seamless payment solutions and managed credit lines to their customers.
Funding
Funding not disclosed
Founders
Product
Problem
Many businesses face challenges in integrating diverse financial services into their platforms, leading to complex coding requirements and inefficient payment processes. Traditional payment systems often lack seamless integration capabilities, hindering businesses from offering comprehensive financial solutions to their customers.
Solution
OnePipe offers a suite of APIs and pre-built products that enable businesses to embed financial services, such as account-to-account payments, managed credit lines, and virtual accounts, directly into their existing platforms. The platform simplifies the integration process, eliminating the need for extensive coding and allowing businesses to focus on customer experience and acquisition. By providing access to a variety of APIs, OnePipe facilitates efficient payment processing, instant transfer confirmations, and the ability to offer credit products, ultimately driving financial inclusion and streamlining financial operations. The platform's Banking-as-a-Service tool enhances user experience and fosters innovation through cross-collaboration with various banks and fintechs.
Target Audience
OnePipe targets businesses seeking to integrate financial services into their platforms, including distributors, fintechs, and any company aiming to offer seamless payment solutions and managed credit lines to their customers.
Features
- Account-to-account payment APIs for instant transfer confirmations and recurring payments.
- Virtual account generation for regulatory compliance and operational management via APIs.
- Credit facility APIs for offering loans, inventory finance, and Buy-Now-Pay-Later options.
- Pre-built products for specific use cases that can be deployed without extensive coding.
- USSD code generation for collecting payments without integration.
- API for disbursing funds to destination bank accounts.
- API for retrieving account balance and transaction history.
- Customer consent management to ensure compliance.