OneDosh provides a unified digital wallet for holding and transacting with both fiat currency and stablecoins for borderless payments. Users can send, spend, and receive money globally in seconds, bypassing traditional bank delays and high fees. The platform supports spending via physical and virtual Visa cards, offering instant currency conversion for international transactions.
Funding
$990K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Traditional cross-border payment systems are characterized by lengthy settlement times and significant transaction fees, impacting the efficiency and cost-effectiveness of global financial operations. This friction hinders individuals and businesses engaged in international commerce, particularly freelancers and remote workers who rely on timely and affordable fund transfers.
Solution
OneDosh offers a unified platform for global payments, leveraging stablecoin infrastructure to facilitate instant, low-cost cross-border transactions. The service enables users to send and receive funds using both stablecoins and fiat currencies, bypassing traditional banking delays and reducing conversion fees. Users can access their earnings immediately via virtual cards for online or in-person spending, and businesses can automate international payroll and invoicing. This approach mitigates currency volatility and provides a streamlined financial experience for global participants.
Target Audience
The primary target audience includes freelancers, remote workers, global professionals, stablecoin native earners, and small business owners who require efficient and cost-effective international payment solutions.
Features
- Unified wallet supporting simultaneous holding and management of fiat and stablecoin assets (e.g., USD, USDT, USDC).
- Real-time cross-border fund transfers with settlement in seconds, utilizing stablecoin rails.
- Virtual and physical card issuance for immediate global spending with seamless currency conversion.
- Automated international payroll and invoicing capabilities for businesses.
- Support for sending payments in both stablecoins and fiat currencies to diverse recipients.
- End-to-end encryption utilizing TLS 1.3 for secure data transfer.
- AI-powered real-time fraud detection systems.
- Compliance with AML/KYC regulations, including user and transaction screening against global databases.
- Data privacy adherence to GDPR, NDPR, and other relevant regulations.
- Multi-signature wallets and PCI-DSS compliance for asset protection.