Onbe provides a cloud‑native payouts platform that lets enterprises automate disbursements through a unified API and a no‑code dashboard. The service supports multiple digital payment methods—including ACH, wires, prepaid cards and cross‑border transfers—while handling KYC/AML compliance, fraud detection and escrow for unclaimed funds. Real‑time reporting and white‑label communications give finance teams visibility and control across global payout programs.
Funding
Funding not disclosed
Founders
Product
Problem
Enterprises that need to disburse funds to individuals—such as employees, contractors, customers, or research participants—often rely on legacy check‑based processes or fragmented payment providers. These approaches generate high administrative overhead, expose the business to compliance and fraud risk, and limit recipients’ ability to receive payments in their preferred digital format.
Solution
Onbe operates a cloud‑native corporate payouts gateway that centralizes end‑to‑end disbursement workflows. The platform offers a unified API and no‑code configuration tools that let businesses launch and manage payout programs without building in‑house payment infrastructure. Recipients can choose from a broad menu of digital payment methods—including instant issuance, prepaid cards, ACH, wire transfers, and cross‑border FX—while Onbe handles compliance screening, fraud monitoring, and escrow for unclaimed funds. Real‑time reporting, customizable branding, and 24/7 omnichannel support give finance teams visibility and control over every payout, reducing cost and risk across multiple industries.
Target Audience
Primary customers are mid‑market to enterprise organizations that need to pay workforce, contractors, consumers, or research participants—such as gig platforms, healthcare providers, insurers, automotive lenders, and market‑research firms.
Features
- RESTful API and SDKs for seamless integration with ERP, payroll, or CRM systems
- No‑code dashboard that enables rapid program setup, rule‑based routing, and bulk batch processing
- Multi‑method payment choice: instant digital wallets, prepaid cards, ACH, domestic wires, and international transfers with competitive FX rates
- Built‑in compliance engine (KYC/AML checks) and real‑time fraud detection powered by machine‑learning models
- Escrow management for unclaimed or escheated funds, ensuring regulatory adherence
- White‑label branding and customizable recipient communications (email, SMS, in‑app)
- Global payout network supporting same‑day remittance to over 200 countries
- 24/7 omnichannel support and audit‑ready transaction logs accessible via a web dashboard