Omnumi provides a compliance-forward platform for financial institutions, payment networks, and central banks to manage tokenized deposits and regulated digital currencies using a multi-tenant architecture and a private permissioned blockchain. The platform enables real-time fund transfers, reduces transaction costs, and enhances regulatory compliance through customizable rule management and identity-based controls.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions face challenges in managing tokenized deposits and regulated digital currencies due to the complexities of compliance, transaction costs, and the need for real-time fund transfers. Existing systems often lack the necessary infrastructure for efficient and secure handling of these digital assets, hindering innovation and increasing operational overhead.
Solution
Omnumi provides a compliance-focused platform designed for financial institutions, payment networks, and central banks to manage tokenized deposits, regulated stablecoins, and central bank digital currencies (CBDCs). The platform utilizes a multi-tenant architecture and a private, permissioned blockchain to enable real-time fund transfers, reduce transaction costs, and enhance regulatory compliance. It offers customizable rule management and identity-based controls, ensuring adherence to KYC, AML, and CFT regulations. The platform's API-first, event-driven microservices architecture allows for flexible implementation and integration with existing systems, empowering institutions to innovate and future-proof their digital currency foundation.
Target Audience
The primary target audience includes financial institutions, payment networks, central banks, and fintech companies seeking a secure and compliant platform for managing tokenized deposits and regulated digital currencies.
Features
- Multi-tenant architecture with a shared ledger and unique namespace for each tenant
- Configurable regulatory rules for onboarding, sanctions screening, and transaction monitoring
- Integrated dynamic rule management engine for KYC, AML, CFT, and KYT compliance
- Tailored onboarding and eKYC screening workflows with support for external data services and biometric authentication
- Support for both non-custodial and custodial wallets with customizable rule sets
- Near real-time fund transfers within and across tenants, with liability tracking
- Multi-token capabilities supporting deposit tokens, utility tokens, stablecoins, and CBDCs
- Configurable role-based access control with a maker-checker approval model
- Configurable dashboard providing real-time data insights and reporting
- UI-based feature flagging controls for easy customization of platform features
- API-first, event-driven microservices architecture for extensibility
- Cloud-agnostic deployment options (on-premise, private cloud, or virtual private cloud)