OmniCard provides an AI‑driven spend and payment platform for Indian businesses, operating as a licensed RBI Prepaid Payment Instrument issuer. The fintech OS automates expense management, delivering up to 10% cost savings, and includes tools for digital rewards and gifting to streamline employee and customer incentives.
Funding
$2.9M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
1OTFounders
Product
Problem
Indian businesses often struggle with fragmented payment processes, manual expense tracking, and limited visibility into corporate spending, leading to inefficiencies and higher operational costs.
Solution
OmniCard offers an AI‑driven spend and payment operating system built on a licensed RBI Prepaid Payment Instrument framework. The platform provides real‑time control over corporate cards, automates expense capture and reconciliation, and guarantees at least a 10% reduction in spend through AI‑powered optimization. It also includes a digital rewards and gifting module that enables companies to distribute and monitor incentives for employees and customers. All transactions are visible on a unified dashboard, ensuring compliance and full transparency across the Indian financial ecosystem.
Target Audience
Primary customers are mid‑size to large Indian enterprises seeking centralized corporate card management, automated expense processing, and incentive distribution for their workforce and client base.
Features
- RBI‑licensed prepaid RuPay and UPI‑enabled corporate cards, both physical and virtual, with instant issuance
- AI‑driven expense automation that auto‑captures receipts, matches transactions, and reconciles books
- Real‑time spend monitoring, custom reports, and automated policy enforcement for 100% compliance
- Digital rewards and gifting platform for creating, distributing, and tracking employee and customer incentives
- Advanced card controls including spend limits, geo‑fencing, blocking, and instant limit adjustments
- Unlimited card creation for teams, departments, or projects with reloadable balances
- Full visibility across all merchant types, online and offline, via a single dashboard