Olivetree Technologies
Olivetree Technologies provides insurance-backed yield for USD deposits, enabling platforms to offer principal-protected returns on stablecoins without exposure to market speculation or private credit. Through a single API integration, clients send USDC or USDT, and Olivetree handles off-ramping, compliance, and institutional routing in the background. Yields are contractually obligated by A-rated U.S. insurance balance sheets, with flexible 24/7 early-redemption options and no lockups.
- Financial Technology
- Blockchain & Cryptocurrency
- Insurance Technology
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Stablecoin holders and platforms seeking yield face a stark trade-off: money market funds offer low returns tied to market volatility, while lending or private credit strategies expose capital to default risk and liquidity gates. Traditional banking rails often create friction for global platforms and offshore funds, adding withholding taxes and operational barriers to accessing secure, principal-protected returns.
Solution
Olivetree provides insurance-backed yield for USD deposits, enabling platforms to deliver principal-protected returns on stablecoins without exposure to market speculation or private credit. The company structures yields as contractual obligations collateralized by A-rated U.S. insurance balance sheets, creating a fixed-income product that is not dependent on lending activity. Through a single API integration, clients send USDC or USDT, and Olivetree handles off-ramping, compliance, and institutional routing in the background. Users choose between fixed or floating investment-grade yield terms, then earn and capture a spread on total routed assets, with access to full, ungated early-redemption options 24/7.
Target Audience
Primary customers are global platforms, fintechs, and offshore funds holding stablecoin treasuries that need principal-protected, investment-grade yield while avoiding U.S. banking and tax friction.
Features
- Principal protection backed by collateralization with A-rated U.S. insurance balance sheets
- Contractual yields obligated by investment-grade insurers rather than dependent on lending or market speculation
- API integration that handles off-ramping, compliance, and institutional routing for USDC/USDT deposits
- Fixed and floating yield term options for treasury or product needs
- Flexible, ungated 24/7 early-redemption capability with no lockups or liquidity gates
- Cayman structure designed to avoid U.S. banking rails and withholding-tax barriers for global platforms