oibill.ai provides an AI-native financial back-office service that handles the full operational cycle—from bill payments and receivables to bank reconciliation and DRE reporting—within a company's existing ERP and banking ecosystem. The service deploys a team of autonomous AI agents that execute processes 24/7 with cost reported as 40% lower than hiring an internal analyst. Clients retain control through strict governance rules, with every critical action subject to human approval.
Funding
Funding not disclosed
Founders
Product
Problem
Finance departments in mid-sized companies often rely on manual, repetitive workflows for accounts payable, accounts receivable, and bank reconciliation. This creates bottlenecks, with senior staff spending hours on operational tasks, delays in consolidating DRE reports, and risk of errors or missed payments leading to fines. The process is also fragile, breaking down when key employees are on vacation or leave the company.
Solution
oibill.ai operates as an autonomous financial back-office that executes the entire finance department workflow—not just assists with it—in real time. The platform integrates with a company's existing ERPs and banking systems without migration or operational disruption, then maps current processes and converts them into deterministic rules the Bill AI agents can execute alone. These agents handle everything from scheduling payments and issuing charges to daily item-by-item bank reconciliation and generating up-to-date DRE and cash flow reports. The workflow runs 24/7, immune to human factors like turnover or fatigue, while clients focus only on approvals, metric analysis, and strategic decisions.
Target Audience
Primary customers are mid-sized companies in Brazil with substantial transaction volumes and complex finance operations that want to offload operational finance work and focus staff on strategic analysis.
Features
- Autonomous AI agents covering distinct finance roles: accounts payable analyst, receivables analyst, controller, reconciliation specialist, and fiscal coordinator
- Native integrations with existing ERPs, banking systems, and accounting tools, with setup completed in days without migration or team retraining
- Real-time bank reconciliation with automatic discrepancy identification and correction of journal entries
- Dynamic financial reporting featuring structured DRE, realized cash flow, precise projections, and variance analysis
- Anomaly alerts, spending trend analysis, and cost-reduction opportunity identification driven by financial intelligence models
- Strict governance controls requiring user-defined access limits and mandatory human pre-approval for critical actions like account payments