Nopan is a payment service provider that specializes in account‑to‑account and digital‑wallet transactions for large merchants, fintechs, and other PSPs. Its unified API offers a single endpoint for all European account and wallet payments, delivering higher performance, transparency, and revenue potential while reducing operational overhead. The platform also provides local expertise and regulatory compliance to help businesses scale safely across markets.
Funding
€7.2M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
AICFounders
Product
Problem
Merchants and payment service providers often face fragmented integration, hidden fees, and suboptimal performance when adding account‑to‑account and digital‑wallet payment methods across Europe. This limits conversion, increases operational overhead, and makes it difficult to scale locally popular payment options.
Solution
Nopan offers a merchant‑native payment platform that acts as a performance layer on top of existing payment stacks. Through a single, standardized API, it provides access to a wide range of European account and wallet methods such as Wero, BLIK, Bizum, Satispay, and IRIS. The platform continuously optimizes routing, authorization speed, and settlement handling to reduce friction and boost conversion. It delivers full, unaltered transaction data and a PSP‑agnostic tokenization service for recurring and MIT payments, giving merchants clear visibility into costs and performance. Built as a regulated Payment Institution, Nopan ensures compliance while enabling rapid expansion into new markets with local payment experiences that feel native to shoppers.
Target Audience
Primary customers are large e‑commerce merchants, fintech platforms, and other payment service providers that need to launch, optimise, and scale account‑to‑account and digital‑wallet payments across Europe.
Features
- Unified API endpoint covering all supported European A2A and wallet payment methods
- Real‑time orchestration layer that auto‑optimizes routing and authorization to improve conversion and reduce latency
- PSP‑agnostic tokenization supporting recurring and merchant‑initiated transactions
- Comprehensive, raw transaction data and analytics dashboards for transparent cost and performance monitoring
- Built‑in security controls including mTLS, JWS signing, RBAC, and end‑to‑end encryption
- Global reach with local expertise, backed by a European Payment Institution license