Nexus Compliance automates CRA, HMDA, and fair lending geography review for lenders, compliance teams, and advisory firms. The platform validates addresses, census tracts, LMI status, and MSA data from CSV uploads, flagging missing, mismatched, or low-confidence records. It generates structured exception reports and compliance-ready summaries to replace manual spreadsheet-based review workflows.
Funding
Funding not disclosed
Founders
Product
Problem
Lending compliance teams at banks, lenders, and consulting firms still validate geography data manually using spreadsheets, inconsistent geocoding, and scattered review processes. This hand-driven approach leads to missing census tract fields, mismatched tract data, low-confidence match issues, and repetitive FFIEC/Census lookups, creating an error-prone and time-consuming workflow.
Solution
Nexus Compliance provides an automated, CSV-first platform for lending geography validation. Users upload loan, application, or address filesholistically, map relevant columns, and the system appends validated census tract, county, MSA/MD, tract income level, LMI flag, and match confidence data. The platform flags exceptions such as missing tracts, tract mismatches, and low-confidence records, turning messy data into structured exception files and compliance-ready summaries. It supports CRA geography review, HMDA audits, and fair lending insights without making legal determinations, giving consultants and compliance teams a repeatable, standardized review workflow.
Target Audience
Primary customers are mortgage QC firms, CRA/HMDA consultants, and regulated lenders who need to validate lending geography data for compliance, audit, or client delivery.
Features
- Automated geocoding and census tract validation with tract income classification and LMI flagging
- Exception flagging for missing tracts, mismatched fields, low-confidence matches, and incomplete records
- CSV-first workflow with column mapping for address, city, state, ZIP, loan ID, census tract, county, and MSA
- CRA-specific review fields including tract income level, county, MSA/MD, and address-level geography
- HMDA geography audit capabilities to identify missing tract data, county/MSA issues, and manual-review records
- Fair lending summary outputs by tract income level, LMI status, county, and MSA to support review workflows
- Standardized consultant-ready report generation for consistent client deliverables