Newmoney offers an AI‑powered wallet that lets users hold, send, and manage Bitcoin, SUI, Ethereum, Solana, and cash in a single app. Its built‑in AI agent, Newton, can automate transactions, connect to DeFi protocols, and execute trades or payments hands‑free, while the platform also provides a developer SDK for building custom agents. The service integrates on‑ramping partners such as Circle, Transak, and Onramper to enable global, low‑cost funding.
Funding
Funding not disclosed
Founders
Product
Problem
Users who hold both cryptocurrencies and fiat cash often need separate wallets and manual processes to manage, trade, and transfer assets, leading to fragmented experiences and increased operational overhead. Additionally, accessing DeFi protocols and automating transactions typically requires technical expertise and multiple tools.
Solution
Newmoney provides a unified wallet that combines crypto (Bitcoin, Ethereum, Solana, SUI, etc.) and fiat cash in a single interface, eliminating the need for multiple accounts. The built‑in AI agent, Newton, can automate swaps, interact with DeFi protocols, and execute custom trading or payment strategies without user intervention. Integrated on‑ramping partners (Circle, Transak, Onramper) enable global, low‑cost funding of both crypto and cash balances. Users can access the wallet and Newton through popular messaging platforms (WhatsApp, Telegram) as well as web interfaces, ensuring continuous, hands‑free management of assets across the new economy.
Target Audience
Primary customers are individual crypto investors, DeFi traders, and fintech users who require seamless management of both digital assets and fiat cash, as well as developers seeking to extend AI‑driven financial automation.
Features
- Consolidated crypto and fiat cash balances with support for Bitcoin, Ethereum, Solana, SUI, and major fiat currencies
- AI agent Newton that automates swaps, DeFi interactions, and custom transaction scripts
- One‑click on‑ramping via Circle, Transak, and Onramper for global funding of both crypto and cash
- Free digital cash transfers within DeFi ecosystems, enabling cost‑effective payments
- Multi‑channel access through WhatsApp, Telegram, web, and other communication interfaces
- Developer SDK for building additional AI agents and custom DeFi integrations