Netto offers a software platform that streamlines the green loan process for banks and commercial real-estate clients. By translating complex regulations into an accessible interface, Netto helps banks efficiently meet their net-zero goals.
Funding
Funding not disclosed
Founders
Product
Problem
Banks face increasing pressure to meet net-zero goals and comply with evolving green finance regulations, but lack efficient tools to assess climate risks and identify opportunities within their commercial real estate portfolios. Existing methods for tracking energy reduction and managing green loans are often manual, time-consuming, and lack the data granularity needed for accurate reporting and strategic investment decisions. This makes it difficult for banks to confidently issue green loans, optimize investments, and avoid stranded assets.
Solution
Netto provides an AI-powered platform that connects banks with real estate stakeholders to streamline green financing and accelerate the transition to net-zero. The platform enables banks to import their commercial real estate database, establish a baseline with estimated data, and view an automatically generated PCAF score. Netto delivers real-time insights, data-driven recommendations, and tailored strategies, making it easier for banks to finance energy-efficient upgrades, reduce risk, and boost profitability in the green finance sector. By improving data quality and transparency, Netto empowers banks to proactively reduce the carbon footprint of their property portfolios, increase the volume of green loans, and save money through smarter, data-driven investment strategies.
Target Audience
Netto primarily targets banks, including relationship managers, heads of risk, ESG and sustainability teams, compliance officers, and directors of real estate, seeking to manage climate and transition risks, build reliable transition plans, and meet sustainability regulations.
Features
- AI-powered investment advice providing data-driven energy-saving strategies aligned with financial and sustainability goals
- CRREM trajectory analysis to track operational decarbonization of real estate assets
- KPI dashboard to set green loan goals against industry benchmarks and track progress
- Green loan qualification tools to set bank's green loan criteria and create new financing opportunities
- Automated PCAF score generation to measure and disclose carbon emissions associated with loans and investments
- Data estimation capabilities to generate reports on trends and track progress toward net-zero goals
- API for seamless and secure data import into bank's existing systems
- Notifications to alert users when portfolio or net-zero goals are off track