Christoffer Andvig
CEO
Neonomics
Neonomics provides a full-stack open finance platform that combines real-time account data, intelligent financial analysis, and account-to-account payments through a single API. Its Nello AI transforms transaction data into decision-ready financial intelligence, while Nello Pay enables lower-cost, fraud-resistant payments. The platform is licensed under PSD2 and passportable across the EU, serving businesses integrating financial services into their products.
- Financial Technology
- Data & Analytics
- Artificial Intelligence
- Software Only
- Enterprise Software
Updated 18 days ago
Funding
Raised to date
€44.4MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Est. $48.4M$4M across 1 disclosed round
Incomplete round history. $44.4M of the $48.4M reported total isn’t matched to a known round.
RoundDateAmountValuationInvestors
Founders
Product
Problem
Businesses face high transaction costs and friction when processing payments through traditional card networks, while integrating reliable financial data into applications remains complex and costly. Accessing raw bank data alone is insufficient—companies need enriched, structured information that can be turned into actionable insights for better financial products and workflows.
Solution
Neonomics provides a full-stack open finance platform that brings together account data, verification, payments, and financial intelligence through a single provider. The platform offers real-time account data access and intelligent financial analysis through Nello AI, which transforms transaction data into decision-ready financial intelligence for a clear view of an individual's or business's financial health. Nello Pay enables fast, secure account-to-account payments that improve cash flow, lower transaction costs, and reduce fraud risk. Businesses can embed these capabilities directly into their applications, with customizable branding options to maintain their brand identity throughout the payment experience.
Target Audience
Neonomics targets businesses across Europe, including licensed AISP/PISP providers, consumer-facing financial services, personal finance apps, accounting firms, ERP providers, and debt collection platforms seeking to reduce payment costs and integrate financial data into their products.
Features
- Nello AI: turns transaction data into decision-ready financial intelligence for assessing financial health
- Nello Pay: account-to-account payments that lower transaction costs and reduce fraud risk
- Real-time account data access via open banking API
- PSD2 compliance with license from Norwegian Financial Supervisory Authority, passported across the EU
- Customizable branding options including Soft Branding and White Label
- Merchant Portal with real-time transaction overview
- Card payments support alongside direct bank payments
- Integration capabilities for financial data into third-party applications