Neero offers a super‑app that issues free Visa virtual and physical cards, allowing users across Africa to make online and in‑store purchases, withdraw cash globally, and manage expenses. The app integrates major mobile money networks and bank transfers for peer‑to‑peer and cross‑border payments, and includes bill payment, airtime top‑up, and subscription management in a single platform.
Funding
Funding not disclosed
Founders
Product
Problem
Many consumers in Africa lack access to affordable, integrated financial services that combine card payments, mobile money transfers, bill payments, and expense management, often requiring multiple apps or costly banking solutions.
Solution
Neero provides a single super‑app that issues free Visa virtual and physical cards, enabling online and in‑store purchases worldwide. The app integrates mobile money networks (e.g., Orange Money, MTN Money, Moov Money, Wave) for peer‑to‑peer transfers and cross‑border remittances across several African countries. Users can pay bills, recharge airtime, and manage subscriptions directly from the app, while tracking expenses and sharing finances with partners or friends. Physical cards support global ATM withdrawals, and the platform offers zero card‑issuance fees, making the service cost‑effective for everyday users.
Target Audience
Neero targets unbanked and underbanked individuals in Africa who need a low‑cost, all‑in‑one solution for payments, transfers, and personal finance management, as well as small businesses seeking streamlined cash‑flow tools.
Features
- Free issuance of Visa virtual and physical cards with no card‑creation fees
- Global ATM withdrawal capability from the physical card
- Integrated mobile money transfers to major African operators and direct bank transfers to supported countries
- In‑app bill payment, airtime top‑up, and subscription management (e.g., Netflix, Spotify)
- Real‑time expense tracking and shared finance tools for couples or groups
- Secure, token‑based authentication and encrypted transaction processing