Nearswipe provides a unified mobile platform and NFC-enabled smart card that combine banking, contactless payments, and secure access control into a single solution. Users can open and manage accounts, make peer‑to‑peer and merchant transactions, and access physical spaces such as campus buildings, while enterprises and educational institutions use an admin console for access rights, spending limits, and analytics.
Funding
$6K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Individuals and organizations often need to manage multiple financial and access services—banking, payments, identity verification, and campus facilities—through separate apps or physical cards, leading to fragmented experiences, higher administrative overhead, and security risks.
Solution
NearSwipe offers a unified digital platform that combines banking, secure identity management, and contactless payment capabilities into a single mobile application and smart card solution. Users can open and manage bank accounts, execute peer‑to‑peer and merchant transactions, and control access to physical spaces such as campus buildings—all from one interface. The system leverages tokenized payment processing and encrypted identity credentials to protect user data while enabling real‑time transaction monitoring. For enterprises and educational institutions, NearSwipe provides an admin console to provision access rights, set spending limits, and generate usage reports, simplifying operational workflows. The solution is delivered via a lightweight NFC‑enabled smart card that syncs with the app, allowing offline tap‑to‑pay and tap‑to‑enter functionality without additional hardware.
Target Audience
Primary customers are consumers seeking an all‑in‑one financial and access solution, as well as universities, corporate campuses, and businesses that require combined payment and access management for employees or students.
Features
- Integrated banking suite with account opening, balance tracking, and instant transfers
- Contactless NFC smart card for unified payments and secure building access
- Tokenized, end‑to‑end encrypted payment processing compliant with major card networks
- Digital identity vault with multi‑factor authentication and credential revocation
- Enterprise dashboard for access control policies, spend limits, and real‑time analytics
- API hooks for seamless integration with campus management and corporate ERP systems
- In‑app fraud detection alerts and transaction dispute handling