XCredit is a delivery platform that guarantees transparent pricing with no hidden fees and aims for sub‑10‑minute wait times. It integrates multiple payment methods—including Apple Pay, credit cards, and bank transfers—and automatically awards cash‑back or points on every order, which can be redeemed in a rewards store or applied to future purchases.
Funding
$120K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.

Founders
Product
Problem
Consumers ordering delivery often encounter hidden fees, unpredictable wait times, and receive no tangible benefits for repeat purchases, reducing satisfaction and loyalty.
Solution
XCredit offers a delivery platform that guarantees transparent pricing with no hidden charges and aims for sub‑10‑minute wait times. The service integrates with multiple payment options—including Apple Pay, credit cards, and direct bank transfers—to ensure secure and convenient transactions. Every order automatically generates cash‑back or points, which users can apply toward future purchases or redeem for products in a dedicated rewards store. By combining fast, fee‑free delivery with a built‑in loyalty program, XCredit enhances the overall value of each transaction for both occasional and frequent users.
Target Audience
Primary customers are consumers who regularly use food and goods delivery services and seek faster, fee‑free ordering combined with a loyalty incentive.
Features
- Transparent pricing model that eliminates hidden fees on all orders
- Real‑time order tracking targeting delivery times under 10 minutes
- Integrated multi‑payment support (Apple Pay, credit cards, bank transfers) with secure processing
- Automatic cash‑back or point accrual on every purchase
- Rewards store allowing redemption of points for merchandise or conversion of cash‑back to future orders
- Simple sign‑up flow with basic personal information collection