MAPLE is an AI‑powered wealth management platform that aggregates data from thousands of financial institutions and continuously analyzes assets, cash flow, risk exposure, and goal progress. It delivers real‑time, personalized portfolio recommendations, Monte Carlo wealth forecasts, and scenario simulations through a mobile‑first app, all without ads, hidden fees, or data sharing.
Funding
Funding not disclosed
Founders
Product
Problem
Individuals and investors often struggle to consolidate financial data from multiple accounts, receive generic advice, and lack continuous, data‑driven guidance to meet their personal wealth goals.
Solution
MAPLE is an AI‑powered wealth management platform that aggregates data from thousands of financial institutions, then continuously analyzes assets, cash flow, risk exposure, and goal progress. The system generates personalized, real‑time recommendations, forecasts wealth trajectories using Monte Carlo simulations, and alerts users to actionable opportunities. Users can explore detailed visualizations, run “what‑if” scenarios, and receive educational mentorship to understand the rationale behind each suggestion. The platform also includes tools for fee optimization, custom reporting, and a holistic X‑Ray snapshot that benchmarks performance against peer groups. All insights are delivered through a mobile app available on iOS and Android, with no ads, hidden fees, or data sharing with third parties.
Target Audience
Primary users are retail investors and individuals seeking automated, personalized financial planning and portfolio optimization through a mobile‑first experience.
Features
- Automated aggregation of unlimited accounts via integrations with Plaid, FactSet, Zillow and over 12,000 institutions
- AI‑driven personal advisor (m.Advisor) that provides continuous, goal‑aligned portfolio recommendations
- Comprehensive analysis suite (m.Analyzer) with risk exposure visualizations and fee‑optimization insights
- Financial planning journey tools (m.Journey, m.Calendar) that track milestones, events, and deadlines in one view
- Scenario simulation engine (m.Simulator) allowing users to test risk tolerance, asset allocation, and strategy changes
- Predictive wealth projection (m.Predict) using Monte Carlo modeling of cash flows and market assumptions
- MAPLE X‑Ray holistic financial health check that benchmarks against reference groups and tracks yearly performance
- Integrated mentor (m.Tutor) that educates users on financial concepts behind recommendations