Loreva is an invite-only AI financial thought partner that helps individuals understand their complete financial picture—accounts, goals, and the reasoning behind them—before making decisions. It maintains persistent, structured memory of user preferences and context, enabling proactive insights and personalized recommendations. Unlike typical robo-advisors, Loreva sells no products, earns no commissions, and has no stake in where users direct their money.
Funding
Funding not disclosed
Founders
Product
Problem
Most financial guidance tools lack context and continuity, treating each interaction as a fresh conversation. Users must repeatedly explain their goals, preferences, and life circumstances, which leads to generic advice that fails to account for what truly matters to them. This fragmented approach prevents meaningful, long-term financial planning and decision-making.
Solution
Loreva is an AI-powered financial thought partner that maintains persistent, structured memory of each user's financial situation, goals, and preferences. It sees the full picture—accounts, objectives, and the reasons behind them—and runs real analysis on the user's money, explaining what changed and helping them think through options before deciding. Loreva remembers details across conversations, applies them proactively (like scheduling reminders or drafting messages in the user's tone), and provides a transparent memory map that users can edit or delete at any time. Crucially, Loreva has no products to sell, no commissions to earn, and no stake in where the user's money goes, ensuring unbiased guidance.
Target Audience
Primary users are busy professionals and household managers who need a dedicated financial chief of staff to track their complete financial picture, remember context, and provide unbiased analysis before major money decisions.
Features
- Persistent, structured memory that stores preferences and context as knowledge, not raw chat logs, and improves with each interaction
- Transparent memory map showing exactly what Loreva knows, with full edit and delete controls for user privacy
- Proactive capabilities including morning briefings, draft messages matching user tone, and reminders based on previously mentioned details
- Encrypted memory that is never used to train models and can be fully deleted at any time
- No product sales, no commissions, and no percentage of assets—advice is not steered by what the platform earns