Mycon is a fully digital consortium management platform that offers a unique "Paga Metade" payment structure, allowing users to pay only 50% of their monthly installments until they are awarded their asset. This approach simplifies the acquisition of goods and services through a transparent, low-cost financing solution with a fixed 9.99% fee, making it accessible for individuals looking to transition from renting or upgrade their vehicles.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional consortium models often require participants to pay full monthly installments from the outset, which can be a financial strain, especially for those saving to acquire assets like property or vehicles. High interest rates and upfront fees associated with traditional financing options can also make asset acquisition less accessible.
Solution
Mycon offers a digital consortium management platform featuring a "Paga Metade" (Pay Half) payment structure, enabling users to pay only 50% of their monthly installments until they are awarded their asset. The deferred payments are then incorporated into the remaining installments post-award. This approach aims to provide a more accessible and transparent financing solution with a fixed fee, simplifying the acquisition of goods and services. Mycon's platform seeks to reduce the initial financial burden on participants while offering a structured savings plan.
Target Audience
Mycon targets individuals looking to acquire assets such as real estate, vehicles, or motorcycles through a structured savings plan, particularly those who find traditional financing options too expensive or inaccessible.
Features
- "Paga Metade" payment structure: Pay 50% of monthly installments until asset award.
- Fixed 9.99% fee for the entire plan.
- Digital platform for easy consortium management.
- Lower initial monthly payments compared to traditional consortiums.
- Transparent fee structure with no hidden charges.
- Mobile app for managing the consortium.