Munify provides a platform for fast, secure, and low-cost cross-border payments and global money management. It offers users multi-currency accounts, non-custodial wallets, and virtual card issuance for spending in various currencies. The infrastructure supports businesses with APIs for global payouts, pay-ins, and scalable transaction processing.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional cross-border payments are often slow, expensive, and complex, creating friction for individuals and businesses operating globally. This inefficiency hinders seamless financial operations and limits access to international markets.
Solution
Munify provides a global payment infrastructure that facilitates fast, secure, and cost-efficient cross-border transactions. The platform leverages blockchain technology to enable instant money movement and transparent operations. Users can access multi-currency accounts, issue USDC virtual cards for online spending, and utilize a non-custodial wallet for full control over their funds. Munify aims to simplify international finance, making it accessible and efficient for both individuals and businesses.
Target Audience
Munify serves both individuals managing international expenses and businesses seeking to streamline cross-border payments, payroll, and vendor disbursements.
Features
- Multi-currency accounts supporting USD, EUR, and GBP for holding and swapping funds.
- USDC virtual cards for secure online spending, with unlimited issuance and customizable spending limits.
- Non-custodial wallet providing users with direct control over their private keys and assets.
- Global money transfer capabilities, enabling near-instantaneous settlements via blockchain rails.
- Invoice generation and payment request system with multi-currency support and payment status tracking.
- API infrastructure for businesses to integrate payment solutions, including card issuance and payouts.
- Support for a range of fiat currencies (USD, EUR, GBP, AED, INR, EGP) and stablecoins (USDC).
- Blockchain-based architecture for transparent, secure, and programmable money movement.