The startup provides bridging loans for residential, semi-commercial, and commercial properties, utilizing a streamlined application process to ensure quick and flexible funding. By focusing on individual client needs, the company enhances lending efficiency, enabling faster access to capital for property transactions.
Funding
$85.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Traditional lending processes for property transactions can be slow and inflexible, often failing to meet the urgent needs of clients requiring immediate access to capital. This can lead to missed opportunities, especially in time-sensitive situations such as auction purchases or quick property acquisitions.
Solution
MS Lending Group provides bridging finance solutions for residential, semi-commercial, and commercial properties, designed to offer speed and flexibility in accessing funds. The company assesses each case individually, tailoring its lending approach to meet specific client needs without adhering to a rigid product range. Funds can be available within 24 hours, enabling clients to act as cash buyers and gain a competitive edge in the property market. MS Lending Group streamlines the application process and works with experienced solicitors and RICS surveyors to facilitate rapid and efficient transactions.
Target Audience
The primary target audience includes property investors, developers, and businesses seeking short-term financing solutions for property acquisitions, refurbishments, or capital raising.
Features
- No minimum loan size with a maximum loan amount of £3 million
- Terms of 12 months as standard, with 18-month terms available upon request
- Offers up to 75% LTV on residential purchases and up to 70% on semi-commercial properties
- No valuation loans available up to £500,000 on residential, commercial, and semi-commercial purchases
- Desktop valuations available on loans up to £2 million, subject to internal review
- Specializes in auction finance, enabling quick completions for auction purchases
- Provides a "Day Rate" product for short-term financing needs, charging only for the days funds are utilized
- Offers an ESG product, refunding £1,000 if the borrower improves the EPC rating during the loan term