Mountain Ridge Capital offers customized asset‑based financing for lower mid‑market companies, providing loans from $1 million to $30 million+ backed by a $1 billion capital pool. The firm accepts a broad range of collateral—including tangible assets and intangibles such as IP or receivables—and can advance higher percentages of asset value than typical lenders, delivering flexible liquidity for growth, working‑capital, acquisitions, or restructuring in both stable and stressed situations.
Funding
$50M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Lower mid‑market companies often struggle to obtain financing that matches their specific cash‑flow needs, especially when traditional lenders limit the types of collateral they accept or restrict the loan amount relative to asset values. This creates liquidity gaps for businesses in both stable and stressed situations, hindering growth, acquisitions, or restructuring.
Solution
Mountain Ridge Capital provides customized, asset‑based financing for lower mid‑market firms, leveraging a $1 billion capital pool to offer loans ranging from $1 million to $30 million+. The firm evaluates a broader set of collateral—including both tangible and intangible assets—and can advance higher percentages of asset value than many conventional lenders. Its underwriting process emphasizes flexibility, allowing borrowers to secure liquidity even during periods of operational stress. By tailoring loan structures to each borrower’s situation, Mountain Ridge enables companies to fund growth initiatives, manage working‑capital needs, or navigate turnaround scenarios without the constraints of standard loan products.
Target Audience
Primary customers are lower mid‑market companies seeking liquidity, as well as private‑equity sponsors and other investors requiring flexible, asset‑backed financing solutions.
Features
- Loan sizes from $1 M to $30 M+ with flexible terms tailored to borrower needs
- Acceptance of a wide range of collateral, including intangible assets such as intellectual property or receivables
- Higher advance rates on approved assets compared to typical asset‑based lenders
- Underwriting approach that accommodates both unstressed and stressed operating environments
- Dedicated relationship management focused on collaborative financing solutions
- Ability to structure loans for acquisitions, working‑capital, or restructuring purposes