MOTMX provides a platform that converts banks' cashback and loyalty points into programmable digital assets on public and private blockchains, linking existing banking systems to on‑chain networks via secure APIs. The solution includes multi‑chain token swapping, custodial MPC wallets, and ready‑to‑use dApps, enabling banks and fintechs to launch tokenized reward products while meeting compliance and security requirements.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions struggle to modernize legacy cashback and reward programs, which are confined to siloed, non‑programmable systems that limit customer engagement and hinder integration with emerging blockchain‑based services.
Solution
MOTMX offers a platform that transforms traditional banking cashback and reward points into programmable digital assets on public and private blockchains. The solution provides a bridge that connects existing banking infrastructure to on‑chain networks, enabling banks and fintechs to launch tokenized reward products without replacing their core systems. By leveraging its Xchange interoperability layer, MOTMX supports multi‑chain token movement, stablecoin issuance, and real‑time clearing through secure APIs. The platform also includes custodial and MPC wallet solutions, as well as user‑centric dApps that deliver intuitive on‑chain experiences for end‑users. Security and compliance are embedded via the Xecure trust layer, ensuring that tokenized rewards meet regulatory and fraud‑management standards.
Target Audience
Primary customers are banks, credit unions, and fintech companies seeking to modernize their loyalty and reward programs with blockchain‑enabled, programmable assets.
Features
- Tokenization of cashback and loyalty points into on‑chain digital assets that can accrue value and be transferred
- Xchange integration layer enabling multi‑chain token swaps, atomic swaps, and real‑time clearing with existing payment rails
- Custodial and multi‑party computation (MPC) wallet infrastructure for secure storage and user access
- Xperience suite of customizable dApps and UI components that abstract blockchain complexity for end‑users
- Xecure security framework incorporating fraud detection, regulatory compliance, and operational resilience
- API‑first architecture that allows seamless connection to legacy banking systems and third‑party fintech platforms