Motisure offers micro-insurance policies for motorcycle riders and public transport commuters, providing affordable coverage for health, rescue, income loss, and life protection. Their platform integrates with messaging apps and APIs, enabling users to access per-trip insurance without requiring agents or large upfront payments.
Funding
Funding not disclosed
Founders
Product
Problem
Motorcycle riders and public transport commuters in many regions lack access to affordable and convenient insurance options, leaving them vulnerable to financial hardship in the event of accidents, health emergencies, or income loss. Traditional insurance models often require significant upfront payments and involve complex application processes, creating barriers for these populations.
Solution
Motisure provides micro-insurance policies tailored for motorcycle riders and public transport commuters, offering affordable coverage for health, rescue services, income loss, and life protection. The platform integrates directly with messaging applications and other digital platforms, enabling users to access per-trip or short-term insurance policies without the need for intermediaries or large upfront premiums. By leveraging mobile technology and API integrations, Motisure delivers accessible and flexible insurance solutions to underserved populations, ensuring financial security and peace of mind.
Target Audience
The primary target audience includes motorcycle riders and public transport commuters in emerging markets who lack access to traditional insurance products.
Features
- Per-trip and short-term micro-insurance policies for motorcycle riders and public transport users
- Coverage options include health, rescue, income loss, and life protection
- Integration with messaging apps and digital platforms for easy access and policy management
- API integrations for seamless embedding into partner applications
- Automated claims processing and payout mechanisms
- Flexible payment options to suit the needs of low-income users