Mosambee’s Mod91 Super App provides a mobile‑first platform that lets small and midsize merchants accept NFC “Tap on Phone” card, EMI and QR payments across POS, web and app channels without additional hardware. The app also bundles an online storefront, inventory and employee management, loyalty tools, real‑time analytics and on‑platform financing, all accessible through a single dashboard and API/SDK integrations.
Funding
$1.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Merchants often rely on fragmented payment setups and separate business management tools, which require multiple devices, manual reconciliation, and limited access to real-time analytics. This complexity hampers the ability to accept diverse payment methods—card, EMI, contactless NFC—across physical and online channels, especially for small and midsize businesses operating in retail, food‑service, and services sectors.
Solution
Mosambee’s Mod91 Super App consolidates payment acceptance and core business functions into a single mobile‑first platform. Using NFC “Tap on Phone” technology, merchants can process debit, credit, and brand‑EMI transactions directly on Android or iOS devices without additional hardware, while maintaining PCI‑MPOC and Apple Tap‑to‑Pay certifications. The app also provides an omnichannel suite that includes an online storefront (Zyada Shop), employee and inventory management, customer‑engagement tools, and integrated loan applications. Real‑time dashboards deliver transaction analytics, sales trends, and performance metrics, enabling data‑driven decisions. Seamless API and SDK integrations allow third‑party POS or e‑commerce systems to embed Mosambee’s payment flow, reducing development effort and operational overhead.
Target Audience
The primary customers are small and medium‑size merchants in retail, food & beverage, hospitality, professional services, and e‑commerce who need unified payment processing and streamlined business management tools.
Features
- NFC‑enabled “Tap on Phone” contactless payment processing for all major debit and credit cards, certified by PCI‑MPOC and Apple Tap‑to‑Pay
- Omnichannel payment acceptance supporting card, EMI, brand‑EMI, and QR‑code methods across POS, mobile app, and web storefronts
- Integrated business suite: online store creation (Zyada Shop), employee management, inventory tracking, and campaign/loyalty tools (RewardME, M‑ATM)
- Real‑time analytics dashboard with transaction volume, revenue trends, and customizable reports, exportable via API
- Built‑in financing options, including on‑platform business loans and credit‑line applications for merchants
- Developer‑friendly integration via RESTful APIs and SDKs for quick embedding into existing e‑commerce or POS solutions
- Secure data handling with end‑to‑end encryption, compliance with PCI standards, and role‑based access controls