Morse provides cross‑border money services, enabling users to send, receive, spend, and invest in over 150 countries and 40+ currencies with real‑time exchange rates and low fees. The platform also supports crypto on‑ramping and off‑ramping, offering self‑custodial Solana wallets and instant USDC deposits for seamless digital asset transfers.
Funding
Funding not disclosed
Founders
Product
Problem
People who need to send, receive, spend, or invest money across borders often face high fees, unfavorable exchange rates, and limited access to both traditional banking and crypto services. This creates friction for migrants, freelancers, and businesses operating internationally.
Solution
Morse provides a unified financial platform that lets users move money in over 150 countries and 40+ currencies at real‑time, no‑markup exchange rates. The service supports instant transfers, salary payments, and mobile‑money top‑ups while keeping fees low. Users can also on‑ramp and off‑ramp crypto through self‑custodial Solana wallets with instant USDC deposits and withdrawals. All transactions are processed through regulated partners, and the platform offers 24/7 AI‑assisted support. By combining traditional fiat flows with seamless crypto integration, Morse enables cross‑border financial activity without the usual cost and complexity.
Target Audience
Primary users are international freelancers, migrant workers, and small‑to‑medium enterprises that need fast, low‑cost cross‑border payments, as well as crypto‑savvy individuals requiring seamless fiat‑crypto conversion.
Features
- Real‑time, no‑markup exchange rates for 40+ currencies covering 150+ countries
- Low‑fee instant fiat transfers, salary payments, and mobile‑money top‑ups
- Self‑custodial Solana wallet with instant USDC on‑ramp and off‑ramp capabilities
- Integrated IBAN (Europe) and account/routing numbers (US) for direct bank deposits
- Regulated Money Services Business status in the US, UK, EU, and partnerships with global financial institutions
- 24/7 AI‑powered customer support backed by a live support team