Moniflo is a sustainable investment marketplace that utilizes blockchain technology for digital custody, enabling retail investors to securely access and manage mutual funds. The platform integrates ESG data, allowing users to make informed investment decisions that align with their personal values and track the tangible impact of their financial choices.
Funding
$7.8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many retail investors lack access to sustainable investment options and the tools to easily understand the environmental, social, and governance (ESG) impact of their investments. Existing platforms often lack transparency and the ability to align investments with personal values.
Solution
Moniflo provides a mobile-first investment platform that enables retail investors to securely access and manage mutual funds with a focus on sustainable investing. The platform integrates ESG data and impact scores, allowing users to make informed investment decisions aligned with their values. Users can filter funds based on UN Sustainable Development Goals and exclude investments based on specific criteria such as alcohol, tobacco, or fossil fuels. Moniflo aims to empower individuals to build wealth while making a positive impact on the world, offering a transparent and user-friendly approach to values-based investing. The platform is regulated by the CSSF and provides EU asset protection.
Target Audience
Moniflo targets retail investors in the EU who are interested in sustainable and values-based investing and want a transparent, easy-to-use platform to align their investments with their personal values.
Features
- Mobile app for both iOS and Android
- Digital custody of mutual funds using blockchain technology
- ESG data integration for impact assessment
- Fund filtering based on UN Sustainable Development Goals
- Exclusion lists to avoid investments in specific industries (e.g., alcohol, tobacco, fossil fuels)
- Impact score to understand the positive impact of investments
- Virtual demo account with €10,000 in funds for practice
- Educational resources, including blogs and catalogues, to learn about sustainable investing