MoneyHash
MoneyHash offers a cloud‑native payment orchestration platform for businesses in Africa and the Middle East, consolidating hundreds of pay‑in and pay‑out providers behind a single universal API. The solution lets merchants define programmable routing, fraud controls, and automatic recovery flows to maximize authorization rates, lower processing costs, and accelerate time‑to‑market across fragmented payment ecosystems.
- Enterprise Software
- Financial Technology
- Software Only
Funding
Raised to date
$18.7MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
across 4 rounds
+15$5.2M · Undisclosed
Announced Jan 2025
Disclosed cumulative: $18.7M
Founders
Product
Problem
Businesses operating in Africa and the Middle East face fragmented payment ecosystems, requiring multiple integrations with local PSPs, resulting in high failure rates, elevated fraud risk, and costly, slow time‑to‑market for new payment methods.
Solution
MoneyHash provides a cloud‑native, provider‑agnostic payment orchestration platform that aggregates hundreds of pay‑in and pay‑out APIs behind a single universal API. The platform lets merchants define programmable routing rules, fraud controls, and recovery flows to automatically select the optimal provider for each transaction, improving authorization rates and reducing processing costs. A unified dashboard consolidates transaction data, error codes, and performance metrics, giving operators real‑time visibility and simplifying back‑office operations. Built for emerging markets, the solution supports local processing, alternative payment methods, recurring payments, virtual wallets, and tokenization, enabling rapid expansion across regions without additional development effort.
Target Audience
Primary customers are e‑commerce merchants, SaaS platforms, and digital service providers operating in Africa and the Middle East that need scalable, high‑success payment processing across multiple local PSPs.
Features
- Single universal API that connects to hundreds of local and global payment service providers
- Programmable routing engine with cost‑, fraud‑, and geography‑based rules for optimal transaction flow
- Intelligent failure recovery that automatically retries declined payments through alternative providers
- Integrated fraud management that triggers additional checks only for high‑risk transactions
- Unified dashboard with real‑time analytics, universal error codes, and auth/capture controls
- Modular infrastructure offering pay‑in, pay‑out, alternative payment methods, recurring billing, and tokenized vault services
- Automation tools for subscription management, dynamic checkout, and payment links to boost conversion