Moneygate provides a corporate payments platform that gives businesses a dedicated IBAN for SEPA and SWIFT transfers in major currencies. It combines live‑spot FX rates, bulk payment processing, and corporate debit cards within a web and mobile interface, while embedding regulatory compliance through an in‑house engine and a Central Bank of Cyprus licence.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses that need to send and receive cross‑border payments often face fragmented banking relationships, high FX fees, and lengthy onboarding due to complex regulatory requirements.
Solution
Moneygate offers a unified corporate payments platform that provides each company with its own IBAN, enabling SEPA and SWIFT transfers in major currencies. The service combines live‑spot FX rates, bulk payment processing, and corporate debit cards within a single web and mobile interface. Regulatory compliance is embedded in the product through an in‑house compliance engine and a Central Bank of Cyprus licence, ensuring that client funds are held in safeguarded accounts with approved EU credit institutions. Fast, digital onboarding lets businesses start transacting immediately while maintaining full auditability and control over their cash flow.
Target Audience
Target customers are mid‑size enterprises, fintechs, and SaaS providers that require a scalable, compliant infrastructure for international payments and corporate spend.
Features
- Dedicated IBAN accounts issued in the company’s name for direct SEPA and SWIFT transactions
- Real‑time foreign‑exchange at live spot rates with no hidden mark‑ups
- Bulk payment batch processing via web and mobile applications
- Integrated corporate debit cards for employee spending and expense management
- Built‑in compliance tooling and CBC licence, with funds held in safeguarding accounts at EU‑approved banks
- Mobile apps for iOS and Android providing on‑the‑go account and payment management