Monesave is a wearable-first fintech platform that enables payments, identity, and access through smart rings and bracelets, eliminating the need for phones, wallets, or cards. Its Orukka product family includes eleven wearables, such as the Vow smart ring and vCard NFC bracelet, and connects to Mastercard, Visa, and hundreds of banks across 55+ countries. The platform also integrates AI voice commands and fitness-lock features to align financial activity with health goals.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional banking and payment methods rely on phones, cards, and physical wallets, creating friction for users who want faster, hands-free transactions. This dependency on screens and plastic limits accessibility, especially for those seeking a more integrated, lifestyle-oriented financial experience.
Solution
Monesave provides a wearable-first fintech platform built exclusively around smart rings and bracelets, allowing users to pay, identify themselves, and access services with a simple tap. The Orukka product family connects to hundreds of banks and card providers through the Monesave app, works with Mastercard and Visa at millions of terminals, and operates across 55+ countries. By embedding financial functionality into wearables, Monesave enables screen-free living, where the user's finger or wrist becomes the interface for payments, rewards, and identity. The platform also integrates health, heritage, and faith dimensions, creating a human-centric approach to finance that adapts to the user's lifestyle.
Target Audience
Primary customers are health-conscious individuals, professionals seeking streamlined identity solutions, and global consumers who prefer wearable technology over phone-based banking.
Features
- Orukka Vow smart ring designed for health-conscious users, linking financial commitments to physical goals
- Orukka vCard NFC bracelet that stores and transfers professional identity with a single tap, replacing paper business cards
- AI Voice integration for hands-free financial commands and interactions
- Fitness Lock feature that ties spending or rewards to health milestones
- Global compatibility with Mastercard, Visa, hundreds of banks, and a growing network of crypto providers and central banks
- Eleven distinct wearable products covering commerce, identity, health, heritage, and faith use cases