Mode Insurance
Mode Insurance provides flexible, short-term and long-term insurance policies designed specifically for UK creative freelancers. Customers can purchase coverage for as little as one day, ideal for workshops, pop-up shops, or single shoots, with equipment insurance available for up to £50,000. The company offers Public Liability, Professional Indemnity, and Equipment Insurance tailored to professions ranging from photographers and makeup artists to music teachers and web developers.
- Insurance Technology
Funding
Founders
Founder details are not available yet.
Product
Problem
Creative freelancers in the UK often struggle to find insurance that matches their project-based work patterns and fluctuating professional needs. Standard annual policies are rigid and expensive for those who only need coverage for specific events, short-term contracts, or periods between assignments, leaving them either over-insured or unprotected.
Solution
Mode Insurance provides flexible, short-term and long-term insurance policies specifically designed for creative professionals in the UK. Customers can purchase coverage for as little as one day, making it suitable for one-off events, workshops, pop-up shops, or single shoots, with the ability to adjust coverage as professional needs change. The company offers Public Liability, Professional Indemnity, and Equipment Insurance, with equipment coverage available for up to £50,000. Policies are tailored to the creative industry, covering professions from photographers and videographers to makeup artists, music teachers, and web developers.
Target Audience
Primary customers are UK-based creative freelancers and small creative businesses, including photographers, videographers, makeup artists, designers, music teachers, performers, and web developers who need flexible insurance that adapts to project-based work.
Features
- One-day Public Liability insurance available for short-term events, workshops, pop-up shops, and shoots
- Equipment Insurance covering up to £50,000 for loss, theft, or accidental damage, including cameras, laptops, lighting rigs, sound equipment, props, and makeup/prosthetics
- Professional Indemnity insurance for creative professionals providing advice, consultancy, or contract work, such as graphic designers, photographers, and marketing consultants
- Policies designed specifically for the creative industry, with coverage options spanning artists, dance teachers, lighting technicians, performers, podcasters, sound engineers, and theatre professionals
- Flexible adjustments to coverage for scaling operations up or down based on current professional situation
- Public Liability coverage options from £1 million to £5 million, depending on business type, size, and risk profile