Mnai provides an API‑first platform that unifies currency clearing, stablecoin settlement, collections, and virtual account management into a single real‑time network across US, EU, and ASEAN payment systems. Its multi‑bank, multi‑currency core banking layer operates 24/7, offering instant settlement of any transaction size while simplifying compliance and reducing reliance on fragmented correspondent banking relationships.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions and payment service providers often rely on fragmented correspondent banking relationships and legacy settlement systems, resulting in slow, costly, and complex cross‑border transactions. The lack of a unified, real‑time clearing infrastructure limits their ability to serve high‑growth markets and to integrate emerging stablecoin payments.
Solution
Meridian offers a purpose‑built, API‑first platform that consolidates currency clearing, stablecoin settlement, collections, and virtual account management into a single, real‑time network. By connecting directly to US, EU, and ASEAN payment systems, the platform enables instant settlement of any transaction size across multiple currencies. Its multi‑bank architecture provides continuous 24/7 operation, while embedded compliance and stablecoin compatibility allow banks and PSPs to expand services without retrofitting legacy infrastructure. The single integration replaces multiple correspondent relationships, simplifying onboarding and reducing operational overhead for high‑growth financial entities.
Target Audience
Primary customers are high‑growth banks, digital wallets, and payment service providers seeking a consolidated real‑time settlement solution for cross‑border and stablecoin transactions.
Features
- Unified API for real‑time clearing, collections, and settlements across US, EU, and ASEAN corridors
- Multi‑bank, multi‑currency core banking layer with 24/7 availability
- Native stablecoin clearing and virtual account infrastructure
- Purpose‑built compliance framework tailored for high‑growth markets
- Single integration replaces fragmented correspondent banking relationships
- Access to over $2 billion of available transaction liquidity and 16 network partners