Mindky
Mindky provides an AI-powered conversational platform for French insurance brokers, enabling them to compare quotes, verify contracts, and generate compliant advisory documents in a single chat interface. Every response cites its exact source with document, page, and extract, and the platform integrates with brokerage software like Custy, Excalibur, and Outlook. The system is hosted in France, GDPR-compliant, and uses Mistral AI models by default.
- Insurance Technology
- Artificial Intelligence
- AI Agents
- Software Only
- Regulatory & Compliance Technology
Funding
Founders
Founder details are not available yet.
Product
Problem
Insurance brokers must manually review and compare lengthy general conditions, special conditions, and policies across multiple insurers to identify coverage differences. This process is time-consuming and error-prone, leading to missed exclusions, hidden deductibles, or restrictive sub-limits that can result in inadequate client coverage and professional liability exposure.
Solution
Mindky provides an AI-powered contract analysis platform that automatically reads, compares, and verifies insurance documents clause by clause. The platform aligns clauses across insurers even when terminology, structure, or formatting differs, and flags discrepancies ranked by criticality—from non-coverage risks to financial impact. Every detected difference is sourced with the exact document name, article number, page number, and original text extract, enabling brokers to verify findings instantly. Mindky also generates compliant DDA documentation packages and maintains complete traceability for regulatory audits, allowing brokers to make faster, safer recommendations with full confidence. The platform integrates with brokerage software and email systems, functioning as a conversational interface where brokers can ask questions, compare proposals, and generate deliverables in one chat.
Target Audience
Primary users are French insurance brokers and brokerage firms, particularly those handling commercial and corporate property & casualty (IARD) portfolios, who need to compare multi-insurer proposals and ensure regulatory compliance.
Features
- Proprietary clause-matching algorithm that aligns policy terms across insurers despite differing structures and wording
- Automated risk-zone detection for atypical exclusions, hidden forfeitures, and restrictive sub-limits
- Criticality classification of discrepancies (critical, important, minor) to prioritize review efforts
- Source-level citation for every finding, including document name, article number, page number, and exact text extract
- Automatic generation of DDA-compliant documentation packages
- Timestamped and archived comparison history for ACPR audit readiness
- French-hosted infrastructure with encrypted data storage and optional dedicated server deployment, using Mistral AI models by default
- Integrations with Google Drive, Gmail, OneDrive, Outlook, and brokerage software Custy, Excalibur, Antenia, and ModulR