Micro Connect is a financial market platform that utilizes a drip irrigation-inspired investment model to provide micro and small businesses in China with improved access to growth capital through daily revenue contracts. This approach offers investors direct exposure to quality stores while enabling businesses to share earnings and mitigate financial risks without fixed interest obligations.
Funding
Funding not disclosed
JSFounders
Product
Problem
Micro and small businesses in China face challenges accessing growth capital through traditional financing methods. These businesses often lack the collateral or credit history required for conventional loans, hindering their ability to expand and innovate.
Solution
Micro Connect provides a financial market platform that connects global investors with micro and small businesses in China. The platform utilizes a "Daily Revenue Contract" model, offering businesses capital in exchange for a share of their daily revenue. This approach allows investors to gain direct exposure to a diversified portfolio of businesses, while providing businesses with access to capital without fixed interest obligations or principal repayment schedules. The platform facilitates daily and digitally executed cash flow recovery, providing investors with incremental returns from day one.
Target Audience
The primary target audience includes global investors seeking direct exposure to the Chinese micro and small business market, as well as micro and small business owners in China seeking alternative financing solutions.
Features
- Daily Revenue Contracts: Businesses share a percentage of daily revenue with investors.
- Digital Platform: Facilitates investment and revenue sharing through a centralized online platform.
- Diversified Portfolio: Investors gain exposure to a wide range of micro and small businesses across various sectors.
- Real-time Data: Transparent data disclosure provides investors with insights into business performance.
- Risk Sharing: Businesses share earnings, mitigating financial risks without fixed interest obligations.