Metal provides a full-stack infrastructure platform for tokenized financial products, enabling institutions to issue, settle, and manage digital assets like tokenized deposits, money markets, and securities. The platform supports stablecoin payments, inter-institutional settlement, and native agentic payment protocols, all designed for low-cost, high-speed transactions. It also offers embedded finance capabilities, allowing companies to integrate these financial services directly into their own products.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional financial infrastructure is fragmented, slow, and costly, particularly for cross-border payments, inter-institutional settlements, and the issuance of tokenized assets. Existing systems lack the programmability, transparency, and efficiency needed to support modern digital finance, while also struggling to handle micro-transactions and autonomous agent-based payments.
Solution
Metal provides a comprehensive, full-stack infrastructure platform for tokenized financial products. It enables the creation and management of institutional-grade tokenized bank deposits, money markets, T-bills, equities, and securities. The platform facilitates instant, low-cost stablecoin payments for global collections, remittances, and payroll, and supports inter-institutional settlement with provable, private, and instant compliance. Metal also offers native support for agentic payment protocols and embedded finance, allowing businesses to integrate the entire stack of tokenized financial services directly into their own products.
Target Audience
Primary customers are financial institutions, banks, and fintech companies seeking to issue, settle, and manage tokenized assets and integrate stablecoin payments and embedded finance capabilities into their platforms.
Features
- Full-stack platform for issuing and managing tokenized financial products including deposits, money markets, T-bills, equities, and securities
- Stablecoin payment rails for instant, cheap, cross-border transactions in any currency
- Inter-institutional settlement with built-in, provable, and private compliance execution
- Low and predictable transaction fees enabling efficient micro-transactions at scale
- Native support for agentic payment and authorization protocols for autonomous finance
- Embedded finance APIs that allow direct integration of tokenized financial services into third-party products