Meridyan
Meridyan provides bank-side infrastructure that lets regulated financial institutions originate, settle, and reconcile stablecoin payments on blockchain networks from within their existing systems. The platform integrates via ISO 20022 messaging, deploys on-premise or in EU cloud, and operates as a software vendor only—holding no client funds and no keys, with signing performed through bank-controlled HSM or MPC signers.
- Blockchain & Cryptocurrency
- Financial Technology
- Software Only
Funding
Raised to date
$120KRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Founder details are not available yet.
Product
Problem
Corporate clients increasingly transact in stablecoins, yet this activity typically occurs outside the banking system through third-party providers. Banks lose transaction records, fee revenue, and oversight, while compliance and audit functions are unable to view or control these on-chain settlements.
Solution
Meridyan provides a settlement layer that connects a bank's existing core banking, payment, and compliance systems to blockchain networks. Deployed on-premise or in EU cloud, the platform integrates via ISO 20022 messaging, allowing banks to originate, settle, and reconcile on-chain payments without altering their current infrastructure. The system runs as named components—including an orchestration state machine, policy and limits engine, and reconciliation controller—which are visible and verifiable by risk, compliance, and internal audit teams. Meridyan operates as a software vendor only: it holds no client funds and no keys, with signing performed through bank-controlled HSM or MPC signers.
Target Audience
Meridyan targets regulated financial institutions, including banks, payment service providers, and securities firms that need to offer stablecoin settlement capabilities within their existing infrastructure and compliance framework.
Features
- ISO 20022 gateway enabling direct message exchange between core banking systems and blockchain networks without custom integration
- Orchestration state machine that defines and manages the full settlement process with auditable, named components
- Policy and limits engine allowing banks to enforce transaction rules and risk parameters on-chain
- Finality policy per chain and asset to handle varying blockchain confirmation requirements
- Chain adapters supporting stablecoin issuers, Layer 1 and Layer 2 networks, and exchanges
- Immutable audit log and gas management for complete transaction tracing and operational control
- Bank-controlled HSM or MPC signer ensuring key custody remains entirely with the financial institution