Meld operates a global digital asset network providing stablecoin and cryptocurrency on/off-ramp services via a unified API. This platform aggregates multiple network partners to offer businesses the lowest cost, highest converting path for fiat-to-crypto transactions. Fintechs, crypto projects, and merchants use Meld to facilitate global digital asset onboarding, cross-border payments, and identity orchestration.
Funding
$8M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Integrating multiple financial service providers (e.g., payment gateways, crypto on-ramps, bank-linking services) requires significant development effort and ongoing maintenance for each individual integration. This complexity increases time-to-market, operational overhead, and the risk of integration failures, hindering businesses from offering comprehensive financial solutions.
Solution
Meld offers a meta-API that aggregates multiple fintech vendors into a single integration point, streamlining access to diverse financial services. By providing a unified interface for payments, crypto, and bank-linking, Meld reduces integration complexity and accelerates deployment. The platform normalizes data across different vendors, simplifying data management and reporting. This approach enables businesses to quickly expand their service offerings, increase transaction coverage, and improve conversion rates without the burden of managing numerous individual integrations.
Target Audience
Meld primarily targets fintech companies, e-commerce platforms, and other businesses that require access to a broad range of financial services and want to simplify their integration efforts.
Features
- Unified API for payments, crypto on-ramps, and bank-linking services
- Access to multiple payment methods and processors with unified reporting
- Support for a wide range of crypto assets (176+ tokens) and currencies (102) across 225 countries
- Bank-linking integration with access to 13,000+ institutions
- Real-time transaction updates and webhook notifications
- Normalized data model and API for simplified data management
- Prebuilt UI components for faster integration