Demi
Demi is a financial planning app that helps U.S. women track spending, identify hidden money leaks, and model multiple future scenarios to grow savings. The app combines automated expense analysis with an AI-driven chat interface that suggests actions like cutting unused subscriptions or redirecting funds into an emergency fund. Early users receive a free 14-day trial and a founding-member discount on their first year.
- Financial Technology
- AI Agents
- Artificial Intelligence
- Software Only
- Data & Analytics
Funding
Founders
Founder details are not available yet.
Product
Problem
Traditional financial planning tools are often impersonal and fail to account for the emotional and behavioral patterns that shape how people handle money. Many users struggle to identify hidden spending leaks, plan for major life changes, and build consistent savings habits without ongoing guidance.
Solution
Demi provides a financial planning app that combines automated expense tracking with an AI-driven chat interface to help users understand and improve their money habits. The app analyzes spending and earning patterns, surfaces actionable insights like unused subscriptions or idle cash, and lets users model multiple future scenarios simultaneously. Through a conversational interface, users can ask questions about their finances and receive personalized recommendations for redirecting funds toward goals. The platform also includes goal-based savings tracking with visual progress indicators for funds like emergency savings and freedom funds.
Target Audience
Primary users are U.S.-based women who want a more personalized, conversational approach to financial planning and savings growth.
Features
- Automated spending and earning analysis with monthly, weekly, and yearly views
- AI chat interface that identifies money leaks and suggests specific actions like canceling unused subscriptions or moving idle cash
- Multi-scenario planning that lets users hold multiple versions of their future at once, such as having a baby, retraining, or both
- Goal-based savings tracking with progress bars for funds like emergency funds and freedom funds
- Habit-focused insights that highlight positive behavioral changes, such as reduced spending on takeaways