Mastfinance
Mast is a unified financial management platform combining invoicing, accounting, treasury, reporting, and AI-powered analytics in a single Swiss-hosted system. It enables real-time collaboration between businesses and fiduciaries, with automated audit diagnostics and natural-language AI assistance for financial insights. The platform supports multi-currency operations, ISO 20022 payment files, and integrates with services like Stripe for automated reconciliation.
- Artificial Intelligence
- Data & Analytics
- Financial Technology
- Software Only
Funding
Founders
Product
Problem
Small and medium-sized businesses often juggle multiple disconnected tools for invoicing, accounting, treasury management, and reporting, leading to manual data entry, version conflicts, and delayed financial visibility. Fiduciaries and finance teams waste time exporting data between systems, reconciling discrepancies, and preparing reports, which slows decision-making and increases error risk.
Solution
Mast provides a single, unified platform that covers the entire financial workflow—from invoicing and accounting to treasury, budgeting, and analytics—all built on one synchronized ledger. The platform enables real-time collaboration between businesses and their fiduciaries, so all parties see up-to-date entries, documents, and reports without manual exports. Built-in automation handles bank reconciliation, payment reminders, depreciation schedules, and VAT preparation, while a Swiss-hosted, FADP-compliant infrastructure ensures data security. Mast AI acts as a built-in assistant that answers natural-language questions about revenue, expenses, and cash flow, and the company is developing a proprietary AI model in Switzerland for deeper functionality.
Target Audience
Primary customers are small and medium-sized businesses in Switzerland and Europe that need integrated financial management, as well as fiduciaries and accounting firms seeking a collaborative platform to manage client books and reporting.
Features
- Full document lifecycle management for offers, invoices, credit notes, and delivery notes with approval workflows and automated payment reminders
- Double-entry accounting with multi-currency support, automated depreciation, and OR/CO-compliant fiscal year closing
- Treasury tools with smart bank statement matching, ISO 20022 payment file generation, multi-currency position tracking, and Stripe integration
- One-click financial statements (balance sheet, income statement, cash flow) with KPI dashboards and automated VAT return preparation
- Drag-and-drop analytics dashboard with 50+ widgets, sliceable by customer, product, period, or cost center
- Budget and scenario planning with real-time actual vs. forecast variance analysis and waterfall charts
- Automated audit diagnostics that scan the ledger for anomalies, duplicates, and balance errors, with threaded auditor query management
- Natural-language AI assistant for instant financial insights, board report drafting, and in-app guidance