
MANSA provides settlement infrastructure that replaces the prefunding model with on-demand stablecoin capital, enabling payment companies to settle collections, payouts, FX, and treasury through a single API. The platform has processed over $623M in stablecoin volume across 40+ active corridors spanning Africa, LATAM, MENA, and Southeast Asia, with settlement times under three seconds.
Funding
Funding not disclosed
Founders
Product
Problem
Cross-border payment operators are forced to lock millions of dollars in prefunded accounts across multiple corridors to ensure they can settle transactions in real time. This idle capital reduces liquidity, creates T+2 wire delays, and causes failed funding that cuts off payouts, making it expensive and operationally risky to serve emerging markets.
Solution
MANSA replaces the prefunding model with on-demand stablecoin capital, delivering funds at the exact moment of settlement through a single API. The platform connects stablecoin liquidity directly to existing banking networks and wallet infrastructure, allowing payment companies to settle collections, payouts, FX, and treasury operations without maintaining idle float. Clients can convert local currencies to stablecoins instantly, route cross-border payments across 40+ corridors, and settle on local rails—such as NGN to USDT to RMB—without correspondent banking chains. The system eliminates funding failures, reduces settlement times to under three seconds, and enables payment operators to deploy capital where it grows their business rather than locking it in nostros.
Target Audience
Primary customers are licensed payment operators, remittance companies, payment service providers, and fintechs operating across Africa, LATAM, MENA, and Southeast Asia that need instant cross-border settlement without prefunding requirements.
Features
- On-demand liquidity engine that delivers capital at the moment of settlement, eliminating the need for prefunded accounts and idle float
- Single API integration covering collections, payouts, FX, and treasury with one counterparty
- Cross-border settlement across 40+ active corridors spanning Africa, LATAM, MENA, and Southeast Asia with sub-3-second settlement times
- Stablecoin-based settlement rails that convert between local currencies and stablecoins (e.g., NGN to USDT to RMB) without correspondent banking chains
- Institutional-grade FX with rate locking for any window and mid-market pricing plus 0.18%
- Virtual IBANs for dedicated local collection per client or corridor, eliminating shared-account routing and manual reconciliation